Benefits to Home Builders and Dealers


Benefits to Home Builders & Dealers

One-Time Close financing is a great tool that builders should be using with their customers. This loan is made to the borrower instead of the builder, allowing builders to build more homes by not having to provide financing or tying up lines of credit. This loan saves builders time and money by eliminating multiple loan applications, appraisals and approvals while reducing fees and closing costs.

Another big advantage includes guaranteed sales contracts. Regardless of what happens after closing, the builder completes the home and gets paid 100% of their contract.

Your company will need to get registered with us and our Builder Registration Package is available by contacting Tom Martinson at or call 760-419-7337.

โœ…Permanent Loan is closed one-time, upfront, before construction begins

โœ…Eliminates risk for the builder

  • Builder is not carrying the cost of construction
  • Customers only need to qualify one-time
  • Customer canโ€™t back out once construction begins
  • Only one appraisal is done- upfront and with no expiration

โœ…Land is paid off at closing

โœ…Allows for up to 9 month construction timeframe, with up to 3-month extension option

โœ…You work with our team of highly experienced construction loan experts

VA Construction Loans

For VA One-Time Close Construction Loans, Builders must also be registered with the VA and receive a VA Builder ID Number. There are (3) simple forms to print, sign and mail or fax to your Regional VA office. There is also a link on this web site for all VA Regional office locations.



The One-Time Close Construction Loan is a home mortgage that can be used by the borrower to close both the construction loan and the permanent financing of a new home at the same time. ย The loan is closed one-time, upfront, before any construction begins simplifying the process and saving money.