| FHA | Conventional | VA | USDA | JUMBO | |
| Minimum FICO Credit Store | 620 | 620-720 | 640 | 640 | 720-760 |
| Down Payment Amount | As low as 3.5% | As low as 5% | 100% Financing | 100% Financing | As low as 15% |
The One-Time Close (OTC) Construction Loan is a home mortgage that can be used by the borrower to close both the construction loan and the permanent financing of a new home at the same time. The loan is closed one-time, upfront, before any construction begins simplifying the process and saving money.
MAKE A LOAN INQUIRY TODAY FHA, VA, CONVENTIONAL, USDA & JUMBO One-Time Close (OTC) Construction Loans
Available for Site-built, Modular and Manufactured Homes
What they say about us
Words cannot express our appreciation. This was a long battle from the beginning, but we concurred it!! Thanks for sticking with us and seeing it through. Your commitment helped us to obtain our dream home on the coast. We have been reaching for this for years!!!! It has come true. So, thanks again for all you’ve done. You have a great time, keep up the good work.
The Bowles Family
Fort Bragg, CA
Jared’s attention to detail, calm demeanor, and extensive industry knowledge made the process of securing financing for my first home a breeze. Highest recommendation!
Casey, U.
Steamboat Springs, CO
Extremely satisfied, we found a house unexpectedly and put an offer in without securing financing beforehand. Jared was quick and efficient with every step of the process.
Aaron, S.
Louisville, KY