Renovation Loans



Renovation Loans

Specialized Financing for Repairs, Improvements, Additions, or Remodeling

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Whether you need a new roof or your kitchen is outdated, there is a mortgage that is right for your fixer-upper. Our home improvement loans allow borrowers to either buy a place that needs repairs or refinance their existing home loan to pay for improvements. We offer a range of home improvement loans with low mortgage rates, making it easier for you to create the home of your dreams.

You Can Now Finance

โœ…Room additions

โœ…Install energy-efficient doors and windows

โœ…Repair or install a new roof

โœ…Update heating and air conditioning

โœ…Kitchen/bathroom remodeling

โœ…Renovate an old house

โœ…Accessory Dwelling Unit (ADU)

โœ…Structural repairs

โœ…And more…


With a Renovation Loan

    • Repair costs can be included in the purchase of a home or refinanced in an existing home loan
  • The maximum loan amount is based on the โ€œafter improved valueโ€ appraisal
  • Owner-occupied, Second Homes, or Investment Homes
  • Low down payment. As low as 3% for owner-occupied
  • Create the home of your dreams without requiring huge cash outlays

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RENOVATION LOAN INQUIRY

ONE-TIME CLOSE CONSTRUCTION FINANCING

The One-Time Close Construction Loan is a home mortgage that can be used by the borrower to close both the construction loan and the permanent financing of a new home at the same time. ย The loan is closed one-time, upfront, before any construction begins simplifying the process and saving money.