Creating new opportunities to finance the construction of your new home

The One-Time Close (OTC) Construction Loan is a home mortgage that can be used by the borrower to close both the construction loan and the permanent financing of a new home at the same time. The loan is closed one-time, upfront, before any construction begins simplifying the process and saving money.
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Traditional Purchase and Financing Loans
We also offer a variety of the most competitive purchase and refinance loans in the industry, including Conventional, Jumbo, FHA, VA, Renovation and more.
FHA Conventional VA USDA JUMBO
Minimum FICO Credit Store 620 620-720 640 640 720-760
Down Payment Amount As low as 3.5% As low as 5% 100% Financing 100% Financing As low as 15%
What they say about us

Words cannot express our appreciation. This was a long battle from the beginning, but we concurred it!! Thanks for sticking with us and seeing it through. Your commitment helped us to obtain our dream home on the coast. We have been reaching for this for years!!!! It has come true. So, thanks again for all you’ve done. You have a great time, keep up the good work.

The Bowles Family

Fort Bragg, CA

Jared’s attention to detail, calm demeanor, and extensive industry knowledge made the process of securing financing for my first home a breeze. Highest recommendation!

Casey, U.

Steamboat Springs, CO

Extremely satisfied, we found a house unexpectedly and put an offer in without securing financing beforehand. Jared was quick and efficient with every step of the process.

Aaron, S.

Louisville, KY
ONE-TIME CLOSE CONSTRUCTION FINANCING

The One-Time Close Construction Loan is a home mortgage that can be used by the borrower to close both the construction loan and the permanent financing of a new home at the same time. ย The loan is closed one-time, upfront, before any construction begins simplifying the process and saving money.