About Us

About One-Time Close (OTC) Construction Financing

About Us

One-Time Close (OTC)
Construction Financing

Our Team has been providing Construction Loans for many years and has specialized in One-Time Construction financing for Site-Built, Modular, and Manufactured Homes. Construction and Renovation financing is our passion. We have helped 1000’s of customers throughout the U.S. with their construction financing needs. We have many great relationships with home builders and Modular/Manufactured Home Dealers throughout the Country.

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Meet Our Team

βœ…Construction Loan Experts

βœ…Direct, National Lender

βœ…Licensed in 8 States

βœ…FHA Direct Endorsement

βœ…VA Automatic Mortgage Lender

βœ…FHA, VA, USDA, Jumbo Construction Loans

βœ…Fast Loan Qualifications

βœ…Only Work with Construction Loan Experts


Jared Christopher, One Time Close Construction Financing

JARED CHRISTOPHER

SENIOR LOAN CONSULTANT
NMLS #17784

Cell: (314) 654-4681
Office: (949) 305-1501
Fax: (949) 386-7423
Email: jared.christopher@onqfinancial.com


Tom Martinson, One Time Close Construction Financing

TOM MARTINSON

BUILDER SALES MANAGER
NMLS #1283214

Cell: (760) 419-7337
Office: (949) 566-8351
Fax: (949) 272-8343
Email: tom.martinson@onqfinancial.com

FHA Conventional VA USDA JUMBO
Minimum FICO Credit Store 620 620-720 640 640 720-760
Down Payment Amount As low as 3.5% As low as 5% 100% Financing 100% Financing As low as 15%

States Where We Are Licensed


Arizona (AZ)
California (CA)
Colorado (CO)
Washington DC
Florida (FL)
Missouri (MO)
Nevada (NV)
North Carolina (NC)
Oregon (OR)
Texas (TX)
Washington (WA)

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ONE-TIME CLOSE CONSTRUCTION FINANCING

The One-Time Close Construction Loan is a home mortgage that can be used by the borrower to close both the construction loan and the permanent financing of a new home at the same time. Β The loan is closed one-time, upfront, before any construction begins simplifying the process and saving money.